Discovery Fridays

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By Friday, we go stir crazy in this house.  Especially with the cold weather keeping us inside, so I make my kids do the minimum of schoolwork…math, reading, and writing and we take off and spend the day somewhere exciting.  Today we went to the discovery center, you can see Prov painting, and Hope and Cara made a huge fort out of bendy tubes.

 

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Family Budgeting

I always thought I was good at budgeting until I actually did it,  I’ve tried to start one several times but we don’t spend very much or buy anything big so we do okay. No need to worry about it if you don’t buy anything big. My husband takes care of the bills, doctor stuff, car stuff, dates, and family outings; so I just need to worry about groceries, me, clothing, and the girls stuff. This has been my first year as a stay at home mom and we don’t have as much money as usual, but in the last month I’ve tried something different that seems to be working well. On Fridays, my husband gives me weekly money and that’s all I get to spend for the week. It took us a few weeks to figure out what a good amount would be. It’s enough that I can save a little if I’m tight but I have enough for food, lessons, and gas every week. There’s usually a little extra for something for the girls or clothes or if I’m needing to splurge on myself a little. This week I had to buy ballet costumes which were expensive, so we ate more food out of the pantry and freezer than usual. I like this method because I’m not very organized with envelopes and the only thing I have to keep track of is how much money is left in my wallet, sometimes I run out and then I can’t buy anything until Friday comes around again.  I haven’t been able to save anything yet, so I need to figure out how to not be so greedy.  How do you handle the budgeting in your home?